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A Revolution is Underway in Financial Services!

It’s all here! Investment programs revolutionary in scope, with some of the lowest fees in the world of finance, and the highest quality one could ask for. What has made all this possible? In a word, Technology.

Advances in technology have created a level playing field for all, from the highest net worth clients to those of more modest means. See below for more.

No load financial products are designed to deliver maximum value by eliminating sales loads and keeping other fees to a minimum. Of course all have internal operating expenses but eliminating much of the up-front expense, no load investment securities like mutual and exchange traded funds usually cost significantly less.

Investments

Exchange Traded Funds, Mutual Funds, Variable Annuities

  • No Sales Loads
  • No contingent sales charges
  • No surrender fees or penalties
  • Bare bones internal operating expenses

Portfolio Management

Achieve optimal returns at every level of risk through diversification, automated rebalancing, better behavior, and lower fees.

Smart Rebalancing: Cash flows and dividends are used to rebalance your portfolio, which reduces the need to sell shares to rebalance. This can lower your capital gains tax over time, and maintains the risk and return of your portfolio without you lifting a finger. Plus, sophisticated infrastructure will never cause short-term capital gains when rebalancing.

Tax Loss Harvesting systematically finds embedded capital losses to lower investment taxes and increase after-tax returns.

Disclaimer: Virtually all the above described financial instruments carry internal operating expenses. In the No Load, Low Load world these fees tend to be very modest, particularly when compared with industry wide averages.

Email shood@iramanage.com              or              Call 888 320-9624

Steve Hood – Financial Independence Coach

Steve is a 30+ year financial coach in the Port Orange/Daytona Beach area. In addition LifePlan Advisors, Inc. maintains relationships with clients in several states including Alabama, Oregon and Washington.

Disclaimer – The foregoing is not a recommendation for securities purchase or sale, or investment strategy to follow. Investing in the securities markets entails risk.

Disclaimer: Virtually all the above described financial instruments carry internal operating expenses. In the No Load, Low Load world these fees tend to be very modest, particularly when compared with industry wide averages.

 

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